We obtain information directly from you using applications, contracts, documents and forms that you have completed or signed. Information fromtelephone conversations with you is also compiled. With your authorization, we may obtain additional information about you or others who may have an interest in your insurance policy, annuity contract or primary residence, from additional sources, including your insurance company, insurance producer, health care providers, creditors, credit reporting agencies, and your representatives or advisors. With your authorization, we may also obtain information about you from public records and other persons.
We may also obtain the following types of nonpublic personal information about you:
Only with your consent will Settlement Capital rent or sell your nonpublic personal information to anyone. But if required by law, we will disclose your information if we are required or permitted. With your authorization, we will disclose your nonpublic personal health information to our affiliates and non-affiliated companies that provide services for us related to a transaction you request. Also with your authorization, we will disclose your nonpublic personal health information to entities that provide us with financing or financial support for a transaction that you request. As permitted by law and with your authorization, we may disclose your health information to allow our authorized representative to contact you for purposes of determining your current health status.
As permitted by law or with your authorization, we will share your nonpublic personal financial information (1) with our affiliates and non-affiliated companies that provide services for us related to a transaction you request and (2) under the following additional circumstances:
As required or permitted by law, we may also disclose your nonpublic personal financial information for other purposes or to other persons with your authorization.
Information about our former customers is used in the same manner as we use information about our current customers.
Nonpublic personal information we receive about you has restricted access. Only the employees of Settlement Capital have access to your information who need to know your information to provide products or services.. We also use specific precautions, both for printed and electronic archiving, that comply with federal standards to guard your nonpublic personal information against unauthorized access or use. Your privacy and confidentiality is protected by non-affiliated companies to whom we disclose your nonpublic personal information do not have any independent right to use your information under privacy and confidentiality agreements.
The accuracy of your information is a responsibility of you and Settlement Capital. We maintain the accuracy of the information you provide us and when you notify us of a change we will update your information. Please contact us at the address below, or for faster service, call 800-959-0065when information concerning you changes.
Settlement Capital cannot control the content of sites linking to or from our site. As a result we are not responsible for that content, nor can we make representations to the content of those websites or their individual privacy policies.
For better and faster service when you return to our website, cookies may be placed on your browser. A cookie is coded data that is stored on your hard drive, which enables us to understand your use of our website. With these tools, we can determine the number of unique users accessing the various pages on the site and improve flow and content for your future visits.
Settlement Capital Corporation
14755 Preston Road, Suite 610
Dallas, Texas 75254
This policy is effective July 2013